Privacy Policy
Effective date: May 28, 2026
Information We Collect
Information you provide
Your email address if you subscribe to our newsletter via the email capture form.
Information collected automatically
Usage data — pages visited, time spent, browser type, device type, and IP address, collected via Google Analytics. Calculator inputs you enter are processed to generate your results and are not stored or linked to your identity.
Cookies
We use cookies for analytics (Google Analytics) and advertising (Google AdSense). You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on at tools.google.com/dlpage/gaoptout.
How We Use Your Information
- ✦To provide and improve the velocity banking calculator
- ✦To send you mortgage payoff tips and financial education content (if you subscribed)
- ✦To display relevant advertisements via Google AdSense
- ✦To analyze site usage and improve user experience via Google Analytics
Third-Party Services
We use the following third-party services which have their own privacy policies: Google Analytics (policies.google.com/privacy), Google AdSense (policies.google.com/privacy), and ConvertKit (convertkit.com/privacy).
Email Communications
If you subscribe to our newsletter, we will send you mortgage payoff strategies and financial education content. You can unsubscribe at any time by clicking the unsubscribe link in any email. We do not sell or share your email address with third parties.
Data Security
We implement reasonable security measures to protect your information. Calculator inputs are processed server-side and are not stored in our database. Email addresses are stored securely and are only accessible to authorized personnel.
Children's Privacy
DebtFlowLab is not directed at children under 13. We do not knowingly collect personal information from children under 13.
California Privacy Rights (CCPA)
If you are a California resident, you have the right to know what personal information we collect, request deletion of your personal information, and opt out of the sale of personal information. We do not sell personal information. To exercise these rights, contact us at the email below.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by updating the effective date at the top of this page.
Contact Us
If you have questions about this Privacy Policy, contact us at privacy@debtflowlab.com.